Zoning is regulations that control the use of land within a jurisdiction. It is important that you have coverage for requirements under zoning regulations for your buildings. An example is if your building is quite old and the zoning has changed since you purchased the property. You may not be able to rebuild exactly as the building was before the loss.

This is information that you need to be aware of. Your broker cannot provide this for you. Check with your municipal or city authority as to what regulations would apply if your building had to be replaced.