What Can I Do To Prevent Water Damage

Water damage can happen because of a broken pipe, a leaky roof, an overflowing toilet or clothes washer or a sewer back up. Intact Insurance has provided some information on how to use proper maintenance to prevent or at least minimize the effects of most water and water-related damage.


  • Clear eavestroughs of leaves and other debris at least once a year
  • If you have asphalt shingles, make sure they are not deteriorated, worn or curling
  • Packing your garden hose away for the winter? Don't forget to drain the pipe


  • Replace plastic or rubber water supply lines connecting appliances or plumbing fixtures in your home with flexible steel braided hoses
  • If you're away for more than four consecutive days at a time during the regular heating season, have someone check the heating system daily - or shut off the water and drain the pipes before your leave
  • Make sure your attic is properly insulated and ventilated
  • Consider connecting your plumbing and heating system to a 24-hour monitored alarm service

In the basement

  • The basement is often the first place you'll experience water damage
  • Keep floor drains unobstructed - and be sure not to cover them
  • Store items in plastic storage containers on raised shelving
  • Always check your basement for leaks after heavy rainfall or a rapid thaw

Trying to minimize claims is a great way to control your insurance costs. Ask questions of your broker or agent. They are they to help. If you cannot find the answer you want then contact us here at TurnersTips.