Your valuable resources or possessions are your wealth.

People purchase insurance to protect themselves from financial loss. The home, jewelery, boat, motorcycle can be destroyed, stolen or damaged. Unfortunately it seems that more wealth you have, the more protection you need to buy.

Certain insurance companies offer special coverage for wealthier people.

Examples of coverage needed by people of greater wealth then others would include kidnapping, higher limits on the policy for jewelry and other fine art items or deletion of the pair and set reimbursement clause.

A wealthier person may have different coverages they need to have in place. Be sure that you understand your policy and ask questions of your agent or broker.