Void - does not exist. If you have been told that your policy is void then the insurance was not in effect from the beginning of the policy term. Any money paid would have to be refunded.

If you have had an accident then the policy is not going to to pay out on a claim presented except for the minimum absaloute liability in an automobile claim.

Why is an insurance policy declared void? Sometimes it can be an insurance contract that is prohibited by law and so cannot be held to be a valid contract.

An insurance company can void a policy if the requirements of the insurance contract are not met. There are eight parts of an insurance contract that must be fulfilled. Some of these parts are an offer made and accepted with a signature, payment for the insurance provided and information as required is completed.

If you found yourself in this situation you would need to replace your insurance immediately.