Uninsurable Perils

This is a situation or event for which you cannot buy insurance coverage. An example would be if you live near the forest and there are fires raging near your home you will not be able to purchase fire insurance at that time. The damage as a result of these incidents is usually predictable or preventable. There are certain things you can do to reduce your risk. You can build with fire-resistant roof shingles and siding. Consider having a professional firefighter burn a fire break to prevent fire from reaching your home. You should also look to trees on your property and the spacing of same in regards to combustion. See information on Wildfires.