Segregated Fund

Segregated funds are similar to mutual funds but with some important differences. It is important to know that all segregated funds are not the same.

All have a minimum 75% guarantee of initial investment capital at fund maturity or death of policy holder. You can buy a mix of funds to help minimize your risk.

Not many segregated funds have 100% guarantees. A segregated fund is an investment tool which includes the the growth potential of a mutual fund with the security of a life insurance policy.

If you have segregated funds then it could include stocks, bonds, or debentures. The value of the fund follows the market value of the securities you have included in your package.