SEF 38

SEF 38 is the endorsement that increases the limit of your automobile sound and electronic communication equipment.

This endorsement adds theft and attempted theft coverage to described automobile sound equipment and limits liability to declared amounts. All other equipment is limited to $1,500 as per the previous SEF 37.

If you are installing a very nice sound system, then it is best to consider advising your broker or agent. They can make a note on your file and advise the insurer. If necessary, you may be charged additional premium.