Section B

The second part of your auto insurance that provides medical care and income replacement benefits to insured persons injured in a car collision, regardless of who caused the accident.

This is also known as Accident Benefits. These benefits are also called “no-fault benefits,” which means they are paid to you by your own insurer regardless of who caused the collision. This coverage is mandatory in every province except Labrador and Newfoundland.

In home insurance Section B refers to detached private structures. This is the garage, fencing, gazebo, cabana, underground sprinkler system or other such structures that are separate from the home. It is important to consider the actual reconstruction costs of these items. You can increase the Section B of your policy to suit your needs.