Section A

This is the first part of automobile insurance policy which insures the third party liability - public liability and property damage (PLPD).

In most provinces, the person who did not cause the collision has the right to sue the at-fault driver for additional costs and damages not covered by Section B - Accident Benefits.

Section A covers you for the legal costs of being sued if you are the at-fault driver.

Each province has minimum coverages that you must purchase if you wish to operate a vehicle in that jurisdiction.