Toaster burning more than bread

On June 30, 2011 the Hamilton Beach® Classic Chrome 2-Slice Toasters were recalled.

This recall involves Hamilton Beach® classic chrome 2-slice toasters. The toasters have a chromed steel exterior, a front control panel with a rotary toast shade selector and function buttons arranged in an arc, a front removable crumb tray and Hamilton Beach® is printed across the front of the toaster.

Only Hamilton Beach toasters with specific series codes under model 22600 are included in this recall. The model number and series code are printed on the bottom of the toaster.

What is the danger?

The heating element on these toasters can remain energized indefinitely when an item is placed in the toaster which may ignite the contents, posing a fire hazard if the toaster is placed near flammable items.

In the United States, Hamilton Beach has received 15 reports of toasters that did not pop-up as intended including three reports of minor damage to kitchen cabinets. No injuries have been reported.

At time of the recall Health Canada has not received any reports of incidents or injuries related to the use of the affected toasters in Canada.

What should I do?

You should immediately stop using the recalled toaster and contact Hamilton Beach to receive instructions on how to obtain a free replacement toaster.

If you want more more information, you may contact Hamilton Beach at 1-800-379-2200 anytime, or visit the firm's website. General toaster safety information is available from the Hamilton Beach's website.

How many were sold and where?

Approximately 668 units of the affected products were sold by Sears Canada Online Catalog, Kitchen Stuff and The North West Company across Canada. These affected products were sold from February 2008 to November 2009.

The toasters were manufactured in China. The manufacturer is Hamilton Beach Brands Inc., of Glen Allen, Virginia. The importer is Hamilton Beach Brands Canada Inc. of Picton, Ontario.

Insurance Answer

The store that sells the toaster to the general public could be held liable for any injuries or damages that happen from the use of the toaster. That store's insurance company is going to look at who manufactured and/or imported the toasters to pass that liability on.

Good quality control and risk management will help you to prevent claims for product recall. The correct insurance, properly written will help you when it does indeed "hit the fan" and you are now facing financial consequences.

Seek expert advice. Talk to your agent or broker about your particular situation and take control of your insurance.