SEF 80

SEF 80 Specified Owned Automobile Physical Coverage

SEF 80 is part of commercial automobile insurance. When you have an SPF 4 garage policy there can be changes made to the basic coverage. This is one of them. This change allows you to put collision, comprehensive and/or specified perils on a vehicle that is owned by the policy holder.

Normally this specific endorsement is only offered for automobile dealer risks. That being said, if you want this coverage and you own a repair garage then contact your agent or broker. You may be able to get a consideration from your insurance company underwriter. Take control of your insurance.