SEF 79

SEF 79 Fire and Theft Deductible Endorsement

SEF 79 is a change that affects the SPF No. 4 garage automobile policy. This is commercial insurance, not the family vehicle-type insurance.

SEF 79 is an endorsement that extends the deductible to apply to losses by fire and theft of the entire automobile. An example is that when a vehicle is stolen and not found or found to be in such bad condition that it is written off. If you do not have an endorsement adding the deductible back then you get paid the full amount without anything being taken from that payment in the form of a deductible.

It is important that you take control of your insurance. Know what the endorsements mean on your policy. Ask your agent or broker. Get answers to your questions. You can always turn to us, TurnersTips is here to help.