SEF 70

SEF 70 Named Chauffeur Endorsement

This is a change to the commercial automobile policy for a garage. A car dealer, a mechanic or a windshield glass installer are all examples of people who would have a garage policy. This policy is to protect you from financial loss as a result of damage done to a vehicle while in your care, custody and control.

Normally the garage policy does not give physical damage coverage to the vehicles that are owned by you, the policy holder. When you want to have this coverage added in then you must be specifically named in the endorsement. There usually results in an extra charge for you to pay.

The increase from your usual personal rates could be as high as 20% so be careful about adding this coverage on. Check with your agent or broker as to which is the best way for you to go.