Renter Insurance

A package type of insurance that includes coverage similar to a homeowners policy.

This covers the personal property of a renter or tenant in a building and their worldwide personal liability. Also included is some additional living expense, tenant's legal liability for damage to the premises and voluntary medical coverage. Some insurance companies include extra coverages such as identity theft and sewer back up free of charge.

It depends on what you need. There can be a savings putting the home and auto policies together but that is not necessarily true. You need to look at your options to find the best value for your money and suit the coverage you want.