Reinstatement

This is when coverage is resumed after a policy has been canceled or lapsed. Since you would have received notification of the lapse or cancellation in writing you should have a copy of the the reinstatement document. If you do not, it would be wise to get this in writing.

If you have any doubt at all to the status of your insurance then check with your company. Call your agent or broker or contact the insurance company directly online.

Be in control of your insurance policy. Ask questions. Get answers. There should never be a doubt in your mind about the coverage you have in place.