This is repayment of the expenses actually incurred as a result of an accident or sickness, but not to exceed any amount specified in the policy.

This could also be reimbursement for other expenses incurred as the result of a claim that the adjuster deems is valid for repayment. It is important to remember that the adjuster has the authority on what will be paid as far as expenses.

Incurring an expense does not automatically mean that you will get repaid. It is best to discuss this with your adjuster.