Registered Letter

What does it mean when you receive a registered letter from your insurance company? The definition of registered means being listed or recorded officially; "record is made of ‘registered mail’ at each point on its route to assure safe delivery".

If you have received a registered letter regarding your insurance it is likely giving you official notice of cancellation of your insurance policy. It is best to contact your agent or broker if you wish to stop the cancellation or discuss the implication.

Some people will attempt to avoid the cancellation process by not accepting the registered letter. This does not work. To not accept the registered letter does not void the cancellation. The insurance company has fulfilled its duty by sending out a registered letter to your last known address.

It is illegal to drive with a liability card once the insurance has been cancelled. Not only will you get a fine for failing to have insurance but you will find yourself without financial resources if you are in a claim situation.

Talk to your adviser. Weigh your options prior to having a cancellation on your record.