Personal Articles Floater

A personal articles floater provides all-risk coverage, subject to reasonable exclusions, for valuable items such as furs, jewellery, cameras, silverware, etc. The items are generally listed by description and value. This form of coverage is designed to meet the needs for insurance on property of a movable nature. This listing will appear on the policy declaration of the homeowner, tenant, condominium unit owner, etc. it is important to note that if the item is not specifically declared then it can be subject to limited coverage. This should not be confused with a property floater/personal effects.