P & C

Property and Casualty is also known as General Insurance. This is the insurance that does not include accident, sickness or health insurance.

When you need to insure your home, boat, automobile or business then you are dealing with this type of insurance.

You can purchase this insurance online directly from the insurance company. You can also buy it from a direct writer who represents one company only. Another choice is using a broker who represents more then one insurance company.

If you use government insurance you will have to buy whatever underlying coverage is provided by the government. An example is ICBC in British Columbia for automobile insurance.