Occupiers Liability

Occupiers Liability is the term used when referring to a person or entity who controls land or a building in regards to damages caused to others who enter onto this land or into the building.

If you are the owner or tenant then you have a duty of care to people who visit or even trespass. You have a duty to keep people safe and not to set traps for trespassers. If you fail to do this then you could be deemed negligent and liable for any accidents caused by the defective or dangerous condition of the premises. Common claims in this are are known as slip and fall.

Talk to your agent or broker to get the help you need in determining the best insurance coverage for your business. Take control of your insurance.