Non Medical Limit

Definition
Some life insurance companies offer insurance without the applicant taking a medical examination. This is usually for a lower amount. This is similar to advertisements seen on television where it is stated that you do not have to qualify.

Insurance answer
If you need only a small creditor insurance policy or costs for funeral expenses then it might be done without a medical requirement. The higher amounts can be requested but you will usually require medical examination and blood work to be done.

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