Non Disabling Injury Benefit

Definition
Under accident and sickness insurance this is a benefit found in some disability income policies. This benefit provides payment for medical expense due to injury when medical care is necessary but the insured is not totally disabled.

Insurance answer
Talk to your group plan administrator, agent or broker to see if you qualify. Your current plan may be only for disabling injuries. It may also apply to all occupations and not your specific job. These are questions to ask and have the answers clearly explained to you.