What is a minor traffic ticket? It is a conviction that is of a lower scale then other convictions or tickets. Some minor traffic offences include:

  • Passing vehicle stopped at crosswalk
  • Following too close
  • Speeding - exceeding limit by over 30 but not more than 50 kph
  • Failing to yield right of way to a pedestrian in a crosswalk
  • Unreasonable rate of speed - speeding
  • Fail to stop at a stop sign
  • Fail to stop at a red light
  • Graduated licence drivers - driving while under the influence - zero alcohol tolerance (suspension)
  • Driver not making an accident report
  • Improper passing in a school zone
  • Speeding - exceeding speed limit by over 15 kph but not more then 30 kph
  • Overtaking and passing
  • Driving left of centre
  • Fail to notify the owner of vehicle: of property that was damaged in an accident or of an unattended vehicle damaged in an accident
  • Passing when meeting oncoming vehicle
  • Impeding passing vehicle on a multi-lane highway
  • Driving the wrong way on a one-way highway
  • Passing on a curve or a hill
  • Meeting and passing an oncoming vehicle or impeding passing vehicle
  • Fail to yield right of way to a pedestrian: at a green light, at alley entrance, at a flashing yellow light at intersection, not at intersection or with zone sign
  • Failing to yield right of way to a vehicle at yield sign, in a traffic circle, at an intersection, at a merge sign, at a flashing yellow light or a green light
  • Failing to stop for an emergency vehicle sounding siren, at a railway crossing, before entering the highway, for following emergency vehicle too closely, at a stop sign at railway crossing, driving around the barrier at the railway crossing, at a yellow light not at an intersection or at an intersection
  • Stunting
  • Failing to obey the instructions of a traffic control device
  • Driving too slow and impeding traffic
  • Drive at less then the minimum speed
  • Speeding by exceeding the speed limit by up to 15 kph
  • Traffic lane violations including solid lines, unsafe lane changes, slow moving vehicle, drive too near centre line, not driving in middle of marked lane, three lane highways, straddling two lanes at a time, lanes marked with an "X"
  • Failure to obey peace officer when ordered to increase speed
  • Fail to signal when stopping, turning right or left or changing lanes
  • Improper backing up
  • Improper turns for U-turns, U-turns by school bus, various right and left turns, turns controlled by traffic control device.

These are all moving violations and you should consult with your agent or broker regarding the impact on your driving record.

The insurance answer is that you can get better rates if your are conviction-free. Also you need to be aware that some insurance companies regard certain convictions are more serious - stunting is a good example. The list provided here by Turner's Tips is only a guideline and you need to confirm with your agent or broker as to the impact your own situation.