Let it bee

What is bee insurance? One form of insurance is for producers who over-winter honey bees. This insurance gives coverage for the loss of bees which is in excess of normal losses as a result of naturally occurring perils beyond your management control.

What are the perils? Disease, pest infestations, adverse weather or epidemics for which you cannot adequately protect the hives.

Like all types of insurance there are exclusions. Some examples are: leaf cutter bees and nuc's, vandalism, theft, wildlife damage and disease or infestation that cannot be verified.

This is a specialty form of farm insurance and not available with all brokers. Ask your farm specialist about where to gain this coverage if you do have hives.

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