A landslide is an abrupt movement of soil and bedrock downhill in response to gravity. Landslides can be triggered by an earthquake or other natural causes.

The shifting of the ground is not normally covered under your property insurance policies. You can buy coverage for earthquake and resultant landslide.

If you live in an area where this type of loss is more common then you might find that the coverage is for a set amount. Also there can be a rather large deductible. Be sure to ask around to see if you are getting the maximum coverage available.