H1N1 insurance answer

Airlines recommend travel insurance

A travel guidance has been issued by the Public Health Agency of Canada in regards to Canadians who are sick with the H1N1 virus. They are recommended to delay their trips. Remember though, not all travel insurance policies are alike.

What will happen when you call the airlines to cancel your trip due to your having the H1N1 virus? If you have purchased the travel insurance package it could include your sudden and accidental sickness or injury costs and also the cancellation coverage due to illness or any travel advisories against a destination.

What else do you consider?
If you have thought about the packaging for trip cancellation and trip interruption as well as the usual excess medical coverage then you need to consider if you want an annual or a one-time policy.

You can buy the individual or family policies as you need them. This works well if you do not travel often. Remember, travel can include your driving outside your home province for your work. Workers' Compensation Board (WCB) and your company group plans can have limitations that you need to consider. Some credit card companies do provide travel insurance but they will have certain limitations and exclusions that you need to check.

Insurance answer
Often the annual term family package plan is what works well for the family that travels often, whether for business or pleasure. There is more then one way of doing the insurance so you need to do some research. Talk to your agent or broker.

World Health Organization update for December 2009
It has been reported that the total is 10,000 swine flu deaths worldwide since April, said he World Health Organization (WHO). Last week the total was 9,596.

"As of Dec. 13, 2009, worldwide more than 208 countries and overseas territories or communities have reported laboratory confirmed cases of pandemic influenza H1N1 2009, including at least 10,582 deaths," the United Nations health agency declared in its weekly pandemic update.

Countries such as Afghanistan are starting to feel the effects to their medical system. In that country the H1N1 influenza A virus which causes swine flu has spread to 18 of the country's 34 provinces. Afghanistan and Mongolia will be among the first countries to receive doses of H1N1 vaccine from WHO. This will start to be distributed in the next few weeks.

Worldwide, the influenza activity continues to increase in areas of southeastern and central Europe and in central and south Asia. North America has seen the disease activity peak or pass its peak.

The WHO reports that flu activity continues to increase in Kazakhstan and Kyrgyzstan. It continues to circulate in the Middle East but may have peaked in some parts. Flu-like illnesses have remained elevated in northern and southern China, Chinese Taipei and in Mongolia, as well as the northern parts of India, Nepal, Sri Lanka and the Maldives.