Impact By Air Or Land Vehicle

This is a claim that results from a vehicle or an airplane hitting your property. If you hit your own home with your vehicle then it would be a collision claim, not impact by air or land vehicle. This affects your collision driving record and can impact your claims record.

A pet that is hurt or killed by the impact would not be covered. This applies to all animals.

This coverage is for when a vehicle comes off the road and hits your dwelling. It could be because of bad road conditions or a flat tire causes the driver to lose control.

This is coverage for an airplane crashing into your home.

People who live close to an airport or near streets with heavy traffic would have a greater risk of having a claim.