TurnersTips for motorcycle safety

How can you help eliminate claims or reduce accidents on a motorcycle? Our research has shown us that some things that you can do when riding your bike include:

Scanning

Scanning is constantly moving your eyes to collect as much information as possible about your riding environment. Know what is going on around you.

If you are new to riding a motorcycle then take a driver training course specifically for motorcycles. Not only will you ride better but it can give you discounts and lower rates overall.

Setting up

Setting up means applying your brakes lightly as you approach potential hazards. This will reduce your response time and also your stopping distance.

Setting up has three key benefits:

  • It prepares you as now you see the hazard and have decided on a course of action. If needed, you can respond quickly and with more control.
  • It gets your bike ready. You have free play in the brakes, the suspension is compressed and the contact patch of the tires is flattening. If you need to start hard braking the motorcycle is ready.
  • The vehicle behind you sees the braking starting and should realize that you have a potential need to stop. This puts them on the alert and less likely to run into you.


If a problem arises you'll need at least three seconds to react and brake. So set up for any situation where there is potential for something to enter the space three seconds in front of your motorcycle.

Buffering

Buffering is simply positioning your bike to create maximum space around you, away from hazards. Moving away from danger may also increase the likelihood that you’ll be seen.

Avoid speeding. A ticket can affect your rates for three years or more. Certain models are less acceptable to insurance companies, know what your costs for insurance will be before you buy your motorcycle.

Consider wearing a really good helmet even if it is not required in your area. It can make a difference when you do have an accident or crash. Good boots, leather and even armour is going to make a difference of inches of skin and could save your life.

Check what insurance is available. Ask about what limit will be paid out for your bike if it is stolen or written off in an accident. Consider higher deductibles and look carefully at the difference between comprehensive and specified perils coverage.

Talk to your agent or broker about what companies they have to help you with your motorcycle insurance. Be aware that motorcycle insurance is seasonal - the premium is all charged from April to October. It will not generate a refund to cancel this policy in the winter.

motorcycle.jpg