Looking for an insurance job?

Insurance seems to be a pretty steady employer. There is always going to be a need for insurance and someone has to supply the service. This can be very demanding work.

If you are a broker then you need to meet the needs of the clients and the underwriters. If you are an underwriter then your brokers are the clients and you answer to re-insurers. You will need to be able to work independently and as part of a team. Education is continuous, not continuing. Do you think that you might like this as a job?

Surveys have shown that insurance workers are more stressed out than any other profession. This is the results of a United Kingdom survey conducted by Medicash. Medicash is a cash plan provider.

A full 17% of insurance workers, admit to feeling stressed all the time. This can lead to seeking out ways to handle stress.

Workers in insurance are likely to turn to alcohol at the end of a stressful day, with 25% saying that they drink most evenings. The survey also found that 1/3 of the insurance workers surveyed admitted they have broken down in tears at work as a result of stress. Also 17% said that they will call in sick because they are so often stressed.

How to succeed in getting an insurance job

You will need to put together a resume with a covering letter that shows your background. Be prepared to have your references checked.

When you do get an interview be dressed as if you will be attending work that day. Being well groomed is always important. It is a good idea to know the dress code. Business attire does not usually include jeans, spike heeled shoes, tight or revealing clothing and extreme makeup. If you have visible tattoos you might wish to cover them up with longer sleeves.

This is your first impression on the new boss and you want it to be a good one. Be a few minutes early, tardiness is rarely acceptable. Say hello to the receptionist when you get there. Be friendly, she may discuss you with the interviewer later.

Be sure to introduce yourself if you are not announced. It is a good idea to thank the person for taking the time to see you and shake their hand. This establishes personal contact. When you sit down take a moment to position yourself so that you are comfortable yet look alert. Try to keep good eye contact. If you are nervous about looking someone in the eye for too long then just look a little above their eyebrows.

You should have your own copy of your resume, even if you had sent one ahead. You should have a few questions that you want to ask as well so have you pen and paper ready. You might want to jot down a note or refresh your memory about an important point.

You should be prepared to answer questions about yourself. Take a moment to compose your thoughts, it is better to be seen to pause than to answer an important question poorly. Remember the old line, "better to be thought a fool then open your mouth and prove it".

You are going to be judged on your good listening skills. If you need to buy yourself some "thinking" time then rephrasing the question helps to get your own thoughts in order. Ask a clarifying question if you do not understand the question fully.

Remember, you are also interviewing to determine if you wish to accept the position if it is offered. Show confidence.

The usual questions will include:

  • Why did you leave your last job? Do not say negative things about the prior employer.
  • What were the worst and best parts of your last job or your current position?
  • Why are you applying for this job? You should have done your homework and Googled this company. Now you can shine with information showing you have researched this position.
  • What do you think this job will give you to satisfy you? What concerns might you have about the work? Be confident.
  • How would your clients describe you? Friendly, helpful, empathetic, loyal and focused are all useful in insurance.
  • What are your strengths for this job? Task-oriented, people skills, team player, efficient, adaptable to change, open to challenges and new ideas are all related to insurance-type work.
  • How well do you handle stress? Deadlines, upset clients, meeting sales quotas, office politics, all can be part of your job.

When leaving be sure to thank the interviewer again for seeing you. Shake hands and let them know that you look forward to talking to them again soon. Thank the receptionist as you leave.