Hail/Crop Insurance

This is insurance against loss of crops due to weather such as hail, frost, or wind.

This hail/crop insurance has to be purchased within a certain time period and goes into effect after a certain time delay. This is prevent a farmer from spotting a hail cloud coming and then quickly picking up the phone and adding his hail or crop insurance.

Hail or crop insurance can be layered. You can have more then one insurance company providing coverage for a specific field. If hail does cause a loss then you could be paid by more then one company.

Farming is a risky business!