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The ferry company's insurance will cover you :)

Re: Car sunk on ferry by InsurancePandaInsurancePanda, 06 May 2018 18:58

I am travelling for Vancouver to Seattle on a ferry. I have comprehensive auto insurance, am I covered if the ferry sinks. I believe this is a provision.

Car sunk on ferry by Cindy (guest), 07 Jun 2017 18:58

Nissan has issued a recall of the 2014 model Rogue manufactured between June 11, 2013 and June 7, 2014 due to a problem with the fuel pump. In all, the recall affects 76,242 vehicles. According to the National Highway Traffic Safety Administration, the nickel plating on the fuel pump can come loose and bind the impeller which can, over time, cause the car to stall while driving, or not start up at all.
Owners of a Nissan Rogue manufactured between the dates listed above can bring in their vehicle to get the defective fuel pump replaced with a new one at no charge.

Auto news brought to you by aaaratedinsurance .com
Source: autoblog .com/2015/04/10/nissan-recall-76k-rogue-faulty-fuel-pump/

Tags: Nissan Rogue, vehicle recalls, car insurance, auto insurance, insurance quotes

I am told this is a minor conviction, and won't make a big difference on insurance. I am skeptical. How minor are the consequences with increases in insurance with this type of conviction? dollar range would help. For someone who has had no other convictions in the past.

Is it typically one increase for the 3 years it's on record? or would it increase a bit every year? decrease if no other convictions?

prohibited right turn during set time & days of week by carole (guest), 04 Feb 2014 04:57
pals (guest) 29 Aug 2013 15:23
in discussion General Questions / General Insurance Questions. » garage door damage

I drove into my garage, will loss to my garage and door be covered by my insurance policy?

by pals (guest), 29 Aug 2013 15:23

My son is from out of province and was hit by a now convicted Saskatchewan resident drunk driver in Saskatchewan. My son and another man were badly injured. I want to understand the his options in regards to his no fault insurance benefits and tort claim benefits. Where is a good forum or website to find information on this topic?

tort and no fault conviction drunk driver understanding by daniel (guest), 14 Aug 2013 01:54

That is a good question. Guaranteed replacement only applies if you can rebuild. So situations like by-laws that have restrictions or your situation of a floodway leave you in a tough spot. What is usually done is an actual cash value settlement. This can be as low as 50%. Work with the adjuster from the insurance company - ask him/her for a solution that will work for everyone. Believe it or not, they do want to try to be fair. Unfortunately sometimes muncipcal/provincial/federal regulations will stop them from "doing the right thing". Good luck.

my house was damaged by oil leakage in a flood. it must be demolished and the site cannot be rebuilt upon as it is now considered a floodway. my insurance won't pay under the guaranteed replacement cost since it would not be on the same site. what is my recourse here?

guaranteed replacement cost by Jimmy (guest), 12 May 2012 01:21

A homeowner is backing out of his garage, forgets to open the garage door and causes a $1000 worth of damage to the door. The Car is undamaged, the homeowner has autoliability and comprehensive insurance but not collision.

That is a good insurance question. This is one of the basic insurance fault rules. when you are in reverse and someone gets hit then you are going to be at fault. If you reverse into someone else who is driving in reverse then you would both be at fault.

Now what happens? If you have collision coverage then you can put in a claim for the damage to your vehicle. If you did not buy collision then you will pay for your own damage. The damage you have done to the person you hit is covered under your liability.

CFHGEO (guest) 20 Jan 2012 01:32
in discussion General Questions / General Insurance Questions. » garage door damage

A homeowner is backing out of his garage, forgets to open the garage door and causes a $1000 worth of damage to the door. The Car is undamaged, the homeowner has autoliability and comprehensive insurance but not collision.

The homeowner has "Condo" insurance which covers bodily injury liability, damage to the interior of the house and loss of house contents.

The local HOA has a group homeowners policy that covers structural damage to the exterior of the house, such as roof, paint, walls, fences etc that result from fire or natural disasters.

As the homeowner's negligence while driving caused the damage to his garage door, an exterior appertenance of his house, to which policy should the homeowner's claim be directed, (auto, condo or group HOA homeowner's policy)??

Does it really matter which insurance company gets the claim first given subrogation protocols between companies?

What is the key fact of this case that determines to which company the claim should be directed ?

by CFHGEO (guest), 20 Jan 2012 01:32

Hi Claude - this is an interesting topic and thanks for bringing it up.

Alberta's amending the requirements for home inspections stating that a provincial license is required by September will certainly have an impact on the inspectors themselves. To purchase insurance coverage a home inspector has to provide proof of experience and/or education.

These policies are quite expensive as they cover not only the liability for a mistake made under negligence (failing to do what a reasonable person should have done) but also errors and omissions (higher standard held due to person being a professional). Any claim presented is always examined for has there been injury, has someone declared the injury and what level is available to address the injury.

At the current time waivers have been used to limit an inspector getting sued but this will become a thing of the past with the new regulations. This is good for the home buyer as their purchase is often determined by a "good" home inspection.

My thought is that this is good for the home buyer and the insurance industry will benefit from increased sales of liability policies and bonds. These costs will have to be passed down to the home inspectors' clients but revenue from one inspection a month would about equal the insurance costs. Overall this could also weed out the less committed home inspectors and improve the standard of the industry.

Re: Limiting Liability by Heather1Heather1, 11 Jun 2011 15:22

A question in respect to the new Alberta home inspector licensing. What do you see as the impact on home inspectors and insurers regarding the typically common language to limit a home inspectors liability to say the cost of the home inspection?

There seems to be mixed review by inspectors whether this will increase premiums, or whether legal precidents that have upheld such a claim to minimize inspectors being unfairly targeted.

Opinions please.

Limiting Liability by Claude Lawrenson (guest), 11 Jun 2011 00:10

I just bought the Karmin G3 Salon Pro styling iron from http://www.hairtools.ca and really love it, now I need a good shampoo. Does anyone have a good recommendation for a good shampoo?

I algo bought this straightener, it's the best I have tried and my hair loves it. http://karmin.ca/imgs/g3pro-bk.jpg

Bought the Karmin G3 Salon Pro! by Jcontreras (guest), 07 Apr 2011 16:28
by Candy (guest), 28 Nov 2010 16:47

very interesting article, thanks

by Credit en ligne (guest), 04 Oct 2010 17:08

Yes, if it is under control. We know it can be a problem as well as fun. So it is a question of balance. Just like most things in life.

Maxime (guest) 26 Sep 2010 23:19
in discussion General Questions / General Insurance Questions. » casinos en ligne

Yes it's true, gambling is good. <a href="http://zetopok.unblog.fr">site de poker en ligne</a>

by Maxime (guest), 26 Sep 2010 23:19

very good information thanks

by Betclic (guest), 21 Sep 2010 06:45

Or it could be something like a gambler's vision because "reading" the other player is such an important part of the process. It just goes to show you that if you have the money you can insure just about anything!

Re: casinos en ligne by Heather1Heather1, 13 Sep 2010 02:14
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