Fleet owner liability

As the owner of a fleet of vehicles and an employer it is important that you be aware of the possibility of liability for the improper actions of your employees.

This owner’s liability is based on you being responsible for the negligence of your employees when they are on the job. Since this is not directly out of your actions it is known as vicarious liability. This is something you need to consider when placing your auto insurance and your Commercial General Liability (CGL).

You could find yourself liable for the fines and the clean-up costs if there is a spill of products while they are being transported.

As always, Turners Tips recommends that you carefully consider your risk management program to be reduce and control possible claims. With an understanding of what might happen then you can plan for the situation and control the impact of the loss. Talk to your agent or broker.