Fleet Insurance

If you own and control five or more commercial vehicles then you may be able to obtain a further discount from the insurer. Some companies will require that a minimum of five vehicles have collision and either comprehensive or specified perils coverage with the mandatory liability.

This does not mean that you and your brother can group your vehicles if they are registered to different companies. The named insured must be the same for all vehicles and usually there is a requirement that the vehicles reside at one location.

It is common with larger companies and farm policies to see this particular discount.