• Every policy has exclusions applicable to the coverage. Always check out the exclusions with your broker because they differ on every policy and frequently coverage can be obtained, thereby removing some exclusions.

An example of acts of deliberate violence which will be excluded for fire [[[damage|damage on a property policy could include Civil War; War; Insurrection; Act of foreign enemy; Military Power; Hostilities, whether war be declared or not; Invasion; and Revolution or rebellion.