SGI limits truck lifting

Will it increase my insurance rates?
It can. There are certain things such as lifting or lowering your vehicle, increasing the engine for performance or amending your unit to oversized tires that can more then double then your insurance costs in some parts of the country. Not all provinces have these same rules.

The rules are changing in Saskatchewan. Saskatchewan Government Insurance (SGI) has drafted a proposal to limit raised vehicles.

The people who like to modify or customize their trucks will now require a letter of authorization stating that their vehicle meets the standards set by SGI. All new raised vehicles will be required to conform to minimum safety standards after January 2010.

Anna Lapierre, an SGI vice-president, stated that some raised vehicles contravene Canadian Motor Vehicle Safety Regulations. At this point there is no way to know. She further states that other then crash testing, there is no way to certify that it is in compliance.

The safety concern is that modifications can lead to a greater chance that the vehicle will roll, have poor handling, longer stopping distances and this increased danger of a collision in one vehicle will affect the safety of the occupants in the other vehicle.

The proposed SGI rules would ensure that all lifted vehicles meet Canadian safety standards based on current research about visibility, brake time and ride height.

SGI tried this policy last year and suspended it after an outcry from truck owners. These truck owners argued the regulations would limit the usefulness of raised vehicles in emergency situations such as snowstorms. Since then SGI has conferred with truck owners, the police, and the public to consider their input in the new policy.

SGI is proposing that current raised-vehicle owners are allowed to operate with existing alterations, as long as their vehicle is inspected before January 2011. Also, they cannot make further modifications. The full set of regulations are expected to come into effect that month.

New raised vehicles would be required to conform to minimum safety standards after January 2010. the exception is altered vehicles that are never used on public roads and only driven on private property (an example would be a farmer's vehicle only used on his own land).

There is a proposal that owners of vehicles with tires greater than 35 inches must drive 20 km below posted speed limits on highways.

Is the insurance answer to lifted vehicles to reduce their speed? Will this result in less accidents resulting in claims?

One has to be a bit concerned about the hazard of slower-moving traffic mixing with other vehicles on the highways. Would it not increase the risk of collision? We will have to watch the results of this discussion. Turner's Tips will keep you informed.

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