Are you a diabetic driver?

Are you driving with a medical conditon?

The automobile application has a question about your medical condition. It asks if you have ever suffered from a heart disorder, epilepsy or diabetes, defective vision or hearing or any other physical or mental condition that may affect the safe operation of a vehicle. If you have diabetes this is when you should step up and say, "yes" and advise if your condition is under control.

There is research recently released by the Sunnybrook Health Sciences Centre which suggests an adverse association between tighter glycemic control and a higher risk of a car crash for adult drivers who have diabetes mellitus. Diabetes mellitus is usually referred to as diabetes. This is a condition in which a person has a high blood sugar levels as a result of the body either not producing enough insulin, or because body cells do not properly respond to the insulin that is produced.

The research was done using a population-based case control analysis over a two year period in Ontario. The study looked at diabetic drivers and examined the connection between measured glycosylated hemoglobin – or HbA1c -drivers and the risk of an automobile crash.

The study had 795 total drivers. Of the drivers it was found that one in fourteen of the group had been involved in a car crash. The findings showed that the lower the HbA1c which is the the measure of diabetes control then the higher the risk of a crash. Also, the risk of a crash quadrupled when a driver had a history of severe hypoglycemia that required outside help.

Those with a diabetic condition require careful blood glucose control to help reduce complications. There are some driving licensing authorities who require adults with commercial licenses to document glycemic control. The study questioned such licensing policies, saying that "the data suggest that a patient's HbA1c level is neither necessary nor sufficient for determining fitness-to-drive."

The study questions traffic laws that prevail in the United States, United Kingdom, Canada, Germany, Holland, Australia, and other countries.

It is important that if you are aware of any medical condition that might affect your driving then it be fully reported to the insurance company. It is not uncommon to have a query made by underwriting to be sure that the condition is under control. This does not mean that you will be denied insurance.

If you are suffering from the effect of a medical condition such as a diabetic comma or heart attack at the time of a car crash it can affect the claim. That person's insurance company may not be held liable for the damage done. As long as you have insurance in place on the property or vehicle you should be fine, it is just the behind the scenes repayment between one insurance company and another that will be affected.

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