Dependent Life

Provides a certain amount in a lump-sum payment to the group member when that group member's spouse dies.

Under this group benefit plan there is a percentage usually from 100% - 300% payable to the estate when the group member dies. If it is that group member's spouse that dies then there is a lesser amount payable. This is aimed at helping with the funeral costs.

It is usual for most people to have separate life insurance from what they will have with their group. The group policy is limited to the conditions set out for employment and qualification.