Debris

Debris is usually building materials and solid waste from construction, deconstruction, remodeling, repair, cleanup.

After a fire or a tornado you will have to clean up damaged property. Taking away anything that is toxic can be very expensive. Insurance helps to pay for debris removal.

When you are determining the reconstruction value of a building you need to factor in the extra costs for the debris removal. If your building is in a busy urban area then it would be a time-consuming and extensive procedure.

After a large fire the concrete foundation of a home often has to be demolished and then removed. Discuss the limit that your policy might have - often 5% is available as an additional built-in coverage for the debris removal.

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