Canada Pension Plan (CPP) is the federal government's retirement plan and disability pension. This would provide some assistance for daily living costs for the retired or disabled.

If you wish to attempt to retrain into a new profession due to a disability then contact your CPP office to discuss what might be available.

This is the federal government's services so you are not using your insurance agent or broker. Of course you can consider the CPP income when you are talking to your financial planner and looking at long-term income options.

Turners Tips wants you to take control of your insurance. As well you need to look at your options for taking control of your finances.