Contractors Liability Coverage

Contractor's liability coverage covers two types of operations.

  • Premises/Operations provides coverage for sums you become legally obligated to pay due to property damage and/or bodily injury caused by a loss insured under the policy due to the maintenance, ownership or use of your premises and your operations that are in progress. The operations part of your insurance covers operations in progress. This is intended for the situation where your principle business operation is performed away from your premises.
  • Completed Operations is the coverage for possibly liability for property damage and/or bodily injury after your work is completed and you have left the job site.