Black's Law Dictionary states that a claimant is one that asserts a right or title.

When you are making an insurance claim you could be considered a claimant but usually this term refers to courtroom actions.

The insurance company will usually refer to you as the insured. When you are in a court situation making a declaration that you have a certain right or own something then the term claimant or plaintiff is more commonly used.

When dealing with claims be sure to ask your agent or broker for assistance if you fail to receive open, respectful and prompt communication with your insurance adjuster or company. Remember, your broker is not licensed to act in a claim but they are available to help you get the service you deserve.