Civil

Civil cases involve disputes not arising out of violation of criminal statutes.

The police are not involved in such a situation. This is when you are suing someone for a wrong that has been done to you. It can be something as simple as money not paid for bills you have presented or it could be much more complicated.

Talk to your agent or broker about your particular circumstances and whether it is something that should be dealt with in a civil court and not presented to insurance.