Business Overhead Policy

This is a type of disability insurance. The business overhead policy is to provide the expense money needed when the prime person who earns revenue is unable to do so because of suffering an accident or disability. Your concern is to keep the business going and profitable. If you do not have reserves for this possible situation then you need to consider insurance.

Business overhead expenses are the ongoing, necessary expenses of a business. An example is the monthly lease payments, equipment payments or loan payments that will be required to be paid each and every month.

Discuss your needs with your agent or broker. Take control of your insurance and ask questions.