Bodily Injury Liability Insurance

Bodily injury liability insurance is part of your commercial insurance.

This is for your business when it is found to be responsible for the death, sickness or injury of someone other than your employees.

This could be something as simple as someone slipping and falling on the icy sidewalk in front of your shop to an improperly secured sign falling on a passerby and instantly killing them.

Whether or not your insurance will respond to the claim, providing you with lawyers to defend you in court from a lawsuit and ultimately pay out any damages depends on whether or not you are deemed ultimately responsible.

Talk to your agent, broker and/or risk manager about your exposure in this area. Take control of your insurance.